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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,834 | $58,627+83.9% | $76,735+40.5% | $82,448+30.8% |
| Participation rate | 98.6% | 63.2%+35.4pp | 69.5%+29.1pp | 68.1%+30.6pp |
| Annual return | 15.34% | 39.10%-23.8pp | 29.77%-14.4pp | 41.64%-26.3pp |
| Employer contribution / active EE | $3,227 | $1,729+86.6% | $2,454+31.5% | $2,551+26.5% |
| Participant deferral / active EE | $5,216 | $3,134+66.5% | $4,088+27.6% | $4,139+26.0% |
| Admin fee / account holder | $4,852 | $5,323-8.8% | $7,189-32.5% | $7,234-32.9% |