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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAP FINANCIAL PARTNERS LLC Service code 27 · EIN 26-0058143 | Advisory (Plan) | $97,171 |
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $78,540 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,388 | $101,672+75.5% | $147,117+21.3% | $74,478+139.5% |
| Participation rate | 96.0% | 75.5%+20.5pp | 82.2%+13.9pp | 67.2%+28.8pp |
| Annual return | 15.79% | 8757.83%-8742.0pp | 420.54%-404.8pp | 1370.56%-1354.8pp |
| Employer contribution / active EE | $6,998 | $3,813+83.5% | $4,932+41.9% | $2,626+166.5% |
| Participant deferral / active EE | $12,504 | $7,305+71.2% | $8,065+55.0% | $4,350+187.4% |
| Admin fee / account holder | $612 | $1,753-65.1% | $12,993-95.3% | $1,946-68.5% |