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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAP FINANCIAL PARTNERS LLC Service code 27 · EIN 26-0058143 | Advisory (Plan) | $97,171 |
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $78,540 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,388 | $101,499+75.8% | $147,005+21.3% | $74,546+139.3% |
| Participation rate | 96.0% | 75.5%+20.5pp | 82.2%+13.9pp | 67.2%+28.8pp |
| Annual return | 15.79% | 8732.34%-8716.6pp | 418.76%-403.0pp | 1366.03%-1350.2pp |
| Employer contribution / active EE | $6,998 | $3,811+83.6% | $4,934+41.8% | $2,624+166.7% |
| Participant deferral / active EE | $12,504 | $7,304+71.2% | $8,070+54.9% | $4,347+187.6% |
| Admin fee / account holder | $612 | $1,748-65.0% | $13,006-95.3% | $1,944-68.5% |