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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,601 | $100,262-50.5% | $81,370-39.0% | $145,897-66.0% |
| Participation rate | 77.8% | 74.3%+3.5pp | 69.5%+8.2pp | 80.3%-2.5pp |
| Annual return | 6.82% | 34.52%-27.7pp | 24.85%-18.0pp | 552.29%-545.5pp |
| Employer contribution / active EE | $213 | $2,979-92.8% | $2,464-91.3% | $4,663-95.4% |
| Participant deferral / active EE | $4,660 | $4,612+1.0% | $3,885+19.9% | $6,689-30.3% |
| Admin fee / account holder | $928 | $8,163-88.6% | $5,749-83.9% | $13,390-93.1% |