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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,961 | $227,291-49.9% | $214,702-46.9% | $155,188-26.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 15.83% | 60.08%-44.2pp | 54.55%-38.7pp | 148.84%-133.0pp |
| Employer contribution / active EE | $4,810 | $6,772-29.0% | $6,461-25.6% | $4,248+13.2% |
| Participant deferral / active EE | $15,208 | $9,582+58.7% | $9,147+66.3% | $6,531+132.9% |
| Admin fee / account holder | $4,571 | $20,413-77.6% | $19,830-76.9% | $14,480-68.4% |