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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,311 | $111,785-25.5% | $93,669-11.1% | $145,877-42.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 3.42% | 203.79%-200.4pp | 133.59%-130.2pp | 551.28%-547.9pp |
| Employer contribution / active EE | $2,697 | $3,096-12.9% | $2,424+11.3% | $4,663-42.2% |
| Participant deferral / active EE | $5,604 | $4,919+13.9% | $4,416+26.9% | $6,691-16.2% |
| Admin fee / account holder | $26,061 | $10,256+154.1% | $8,291+214.3% | $13,402+94.5% |