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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,311 | $111,814-25.5% | $93,654-11.0% | $145,959-42.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 3.42% | 203.30%-199.9pp | 133.34%-129.9pp | 561.95%-558.5pp |
| Employer contribution / active EE | $2,697 | $3,092-12.7% | $2,421+11.4% | $4,661-42.1% |
| Participant deferral / active EE | $5,604 | $4,914+14.0% | $4,413+27.0% | $6,689-16.2% |
| Admin fee / account holder | $26,061 | $10,246+154.3% | $8,282+214.7% | $13,398+94.5% |