Retirement plan

GROUND ZERO ANALYSIS, INC. PROFIT SHARING 401(K) PLAN

Name: GROUND ZERO ANALYSIS, INC. - GROUND ZERO ANALYSIS, INC. PROFIT SHARING 401(K) PLAN (2025) Form 5500
Creator: GROUND ZERO ANALYSIS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GROUND ZERO ANALYSIS, INC. PROFIT SHARING 401(K) PLAN, GROUND ZERO ANALYSIS, INC.

GROUND ZERO ANALYSIS, INC.EIN 68-0347760Plan #001PY 2025

1172 KANSAS AVE - MODESTO, CA 95331209-522-4119groundzeroanalysis.comLinkedIn11-50 employeesenvironmental services

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$1.8M

+8.0% from 2024

Total participants

0.0% from 2024

Average account balance

$195,419

+8.0% from 2024

Annual return

12.85%

+3.36 pp from 2024

Benchmarks

See 4,188 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants<25

Cohort4,188 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.76M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$195K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

66.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$37K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.85%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$16586

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2R2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$149K

$24879 / participant

Other / not subdivided$149K100.0%

% of EOY assets

8.487%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$195,419

$147,556+32.4%

$129,031+51.5%

$198,609-1.6%

Participation rate

66.7%

77.2%-10.6pp

73.4%-6.7pp

82.4%-15.7pp

Annual return

12.85%

37.41%-24.6pp

34.67%-21.8pp

202.70%-189.8pp

Employer contribution / active EE

$2,075

$3,645-43.1%

$3,226-35.7%

$5,055-59.0%

Participant deferral / active EE

$4,151

$5,760-27.9%

$5,217-20.4%

$6,977-40.5%

Admin fee / account holder

$16,586

$15,467+7.2%

$13,208+25.6%

$19,030-12.8%

GROUND ZERO ANALYSIS, INC. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GROUND ZERO ANALYSIS, INC. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion