Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,178 | $81,504+105.1% | $102,437+63.2% | $80,959+106.5% |
| Participation rate | 30.2% | 66.9%-36.6pp | 74.5%-44.3pp | 67.7%-37.4pp |
| Annual return | 9.92% | 25.60%-15.7pp | 24.95%-15.0pp | 35.67%-25.7pp |
| Employer contribution / active EE | $2,296 | $3,104-26.0% | $3,871-40.7% | $2,757-16.7% |
| Participant deferral / active EE | $2,540 | $3,871-34.4% | $5,060-49.8% | $4,300-40.9% |
| Admin fee / account holder | $1,978 | $6,719-70.6% | $8,388-76.4% | $6,925-71.4% |