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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,257 | $52,450+37.8% | $129,397-44.2% | $74,429-2.9% |
| Participation rate | 48.3% | 53.8%-5.5pp | 69.6%-21.3pp | 67.2%-18.9pp |
| Annual return | 16.53% | 15.65%+0.9pp | 9453.98%-9437.5pp | 1368.38%-1351.9pp |
| Employer contribution / active EE | $1,518 | $1,532-0.9% | $4,154-63.5% | $2,625-42.2% |
| Participant deferral / active EE | $3,085 | $2,797+10.3% | $4,167-26.0% | $4,348-29.1% |
| Admin fee / account holder | $2,054 | $2,636-22.1% | $7,679-73.3% | $1,944+5.6% |