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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,089 | $67,894+134.3% | $89,340+78.1% | $82,448+93.0% |
| Participation rate | 90.6% | 64.0%+26.5pp | 69.6%+21.0pp | 68.1%+22.5pp |
| Annual return | 11.48% | 19.21%-7.7pp | 20.57%-9.1pp | 41.64%-30.2pp |
| Employer contribution / active EE | $2,768 | $1,828+51.4% | $2,231+24.0% | $2,551+8.5% |
| Participant deferral / active EE | $5,642 | $3,072+83.6% | $3,823+47.6% | $4,139+36.3% |
| Admin fee / account holder | $14,357 | $5,723+150.9% | $6,704+114.2% | $7,234+98.5% |