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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,089 | $72,607+119.1% | $90,259+76.3% | $87,485+81.8% |
| Participation rate | 90.6% | 64.8%+25.8pp | 70.7%+19.8pp | 68.9%+21.6pp |
| Annual return | 11.48% | 18.59%-7.1pp | 18.88%-7.4pp | 26.06%-14.6pp |
| Employer contribution / active EE | $2,768 | $1,919+44.2% | $2,291+20.8% | $2,596+6.6% |
| Participant deferral / active EE | $5,642 | $3,055+84.7% | $3,827+47.4% | $4,274+32.0% |
| Admin fee / account holder | $14,357 | $5,947+141.4% | $7,267+97.6% | $7,775+84.7% |