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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,385 | $138,385-0.7% | $184,200-25.4% | $80,874+69.9% |
| Participation rate | 91.7% | 83.9%+7.8pp | 86.8%+4.8pp | 67.6%+24.0pp |
| Annual return | 10.96% | 20.02%-9.1pp | 28.80%-17.8pp | 35.62%-24.7pp |
| Employer contribution / active EE | $3,767 | $4,849-22.3% | $6,424-41.4% | $2,756+36.7% |
| Participant deferral / active EE | $9,366 | $7,073+32.4% | $9,132+2.6% | $4,297+118.0% |
| Admin fee / account holder | $9,038 | $10,483-13.8% | $13,907-35.0% | $6,935+30.3% |