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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,385 | $138,393-0.7% | $184,256-25.4% | $80,959+69.7% |
| Participation rate | 91.7% | 83.9%+7.8pp | 86.8%+4.8pp | 67.7%+24.0pp |
| Annual return | 10.96% | 20.01%-9.0pp | 28.85%-17.9pp | 35.67%-24.7pp |
| Employer contribution / active EE | $3,767 | $4,847-22.3% | $6,427-41.4% | $2,757+36.6% |
| Participant deferral / active EE | $9,366 | $7,076+32.4% | $9,133+2.6% | $4,300+117.8% |
| Admin fee / account holder | $9,038 | $10,489-13.8% | $13,899-35.0% | $6,925+30.5% |