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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $37,399 |
Service code 27 · EIN 80-0833114 | Advisory (Plan) | $34,399 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,407 | $62,146+116.3% | $81,438+65.0% | $74,546+80.3% |
| Participation rate | 54.6% | 64.1%-9.5pp | 69.5%-14.9pp | 67.2%-12.6pp |
| Annual return | 14.68% | 16.49%-1.8pp | 24.74%-10.1pp | 1366.03%-1351.4pp |
| Employer contribution / active EE | $1,833 | $1,883-2.7% | $2,460-25.5% | $2,624-30.2% |
| Participant deferral / active EE | $5,103 | $3,229+58.0% | $3,883+31.4% | $4,347+17.4% |
| Admin fee / account holder | $258 | $1,922-86.6% | $5,764-95.5% | $1,944-86.7% |