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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,741 | $102,422+261.0% | $147,117+151.3% | $80,959+356.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.39% | 135.16%-123.8pp | 420.54%-409.2pp | 35.67%-24.3pp |
| Employer contribution / active EE | $29,858 | $3,717+703.2% | $4,932+505.3% | $2,757+982.9% |
| Participant deferral / active EE | $11,821 | $6,652+77.7% | $8,065+46.6% | $4,300+174.9% |
| Admin fee / account holder | $44,095 | $7,953+454.4% | $12,993+239.4% | $6,925+536.7% |