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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,871 | $105,284+77.5% | $150,734+24.0% | $94,015+98.8% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 5.70% | 15.67%-10.0pp | 600.81%-595.1pp | 17.84%-12.1pp |
| Employer contribution / active EE | $8,684 | $3,599+141.3% | $4,918+76.6% | $2,790+211.2% |
| Participant deferral / active EE | $4,629 | $4,274+8.3% | $5,610-17.5% | $4,249+8.9% |
| Admin fee / account holder | $9,591 | $9,839-2.5% | $14,905-35.7% | $8,951+7.1% |