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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,871 | $88,672+110.7% | $105,223+77.6% | $82,448+126.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 5.70% | 30.86%-25.2pp | 180.65%-174.9pp | 41.64%-35.9pp |
| Employer contribution / active EE | $8,684 | $3,048+184.9% | $3,689+135.4% | $2,551+240.4% |
| Participant deferral / active EE | $4,629 | $4,036+14.7% | $5,072-8.7% | $4,139+11.8% |
| Admin fee / account holder | $9,591 | $7,146+34.2% | $8,859+8.3% | $7,234+32.6% |