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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,247 | $67,823+44.9% | $52,425+87.4% | $137,256-28.4% |
| Participation rate | 55.6% | 63.9%-8.4pp | 55.6%-0.1pp | 80.0%-24.4pp |
| Annual return | 14.03% | 219.11%-205.1pp | 302.12%-288.1pp | 220.34%-206.3pp |
| Employer contribution / active EE | $770 | $1,163-33.8% | $914-15.7% | $4,156-81.5% |
| Participant deferral / active EE | $4,696 | $2,288+105.3% | $1,790+162.3% | $6,407-26.7% |
| Admin fee / account holder | $41 | $2,844-98.5% | $2,495-98.3% | $12,270-99.7% |