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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,247 | $94,439+4.0% | $73,658+33.4% | $154,746-36.5% |
| Participation rate | 55.6% | 64.7%-9.1pp | 57.0%-1.5pp | 80.7%-25.1pp |
| Annual return | 14.03% | 28.25%-14.2pp | 29.72%-15.7pp | 172.34%-158.3pp |
| Employer contribution / active EE | $770 | $1,257-38.7% | $1,032-25.4% | $4,379-82.4% |
| Participant deferral / active EE | $4,696 | $2,527+85.8% | $2,062+127.8% | $6,730-30.2% |
| Admin fee / account holder | $41 | $3,843-98.9% | $3,357-98.8% | $14,365-99.7% |