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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,762 | $87,132-32.6% | $105,624-44.4% | $80,959-27.4% |
| Participation rate | 60.3% | 70.4%-10.1pp | 75.3%-14.9pp | 67.7%-7.3pp |
| Annual return | 15.88% | 17.03%-1.2pp | 116.20%-100.3pp | 35.67%-19.8pp |
| Employer contribution / active EE | $0 | $2,397-100.0% | $3,168-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,765 | $3,985-30.6% | $5,013-44.8% | $4,300-35.7% |
| Admin fee / account holder | $1,477 | $8,449-82.5% | $10,961-86.5% | $6,925-78.7% |