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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $871,986 | $154,228+465.4% | $145,433+499.6% | $137,256+535.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.51% | 74.59%-62.1pp | 66.58%-54.1pp | 220.34%-207.8pp |
| Employer contribution / active EE | $28,489 | $4,804+493.0% | $4,554+525.5% | $4,156+585.5% |
| Participant deferral / active EE | $26,125 | $8,216+218.0% | $7,897+230.8% | $6,407+307.8% |
| Admin fee / account holder | $53,975 | $14,344+276.3% | $13,129+311.1% | $12,270+339.9% |