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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,520 | $154,228+149.3% | $145,433+164.4% | $137,256+180.1% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 15.60% | 74.59%-59.0pp | 66.58%-51.0pp | 220.34%-204.7pp |
| Employer contribution / active EE | $13,841 | $4,804+188.1% | $4,554+203.9% | $4,156+233.0% |
| Participant deferral / active EE | $9,866 | $8,216+20.1% | $7,897+24.9% | $6,407+54.0% |
| Admin fee / account holder | $32,498 | $14,344+126.6% | $13,129+147.5% | $12,270+164.9% |