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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,770 | $102,429-28.0% | $147,096-49.8% | $80,925-8.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.85% | 135.02%-121.2pp | 419.75%-405.9pp | 35.65%-21.8pp |
| Employer contribution / active EE | $4,603 | $3,716+23.9% | $4,936-6.8% | $2,756+67.0% |
| Participant deferral / active EE | $3,081 | $6,649-53.7% | $8,071-61.8% | $4,299-28.3% |
| Admin fee / account holder | $5,508 | $7,957-30.8% | $13,005-57.7% | $6,940-20.6% |