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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,770 | $102,382-27.9% | $147,005-49.8% | $80,874-8.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.85% | 134.89%-121.0pp | 418.76%-404.9pp | 35.62%-21.8pp |
| Employer contribution / active EE | $4,603 | $3,715+23.9% | $4,934-6.7% | $2,756+67.0% |
| Participant deferral / active EE | $3,081 | $6,646-53.6% | $8,070-61.8% | $4,297-28.3% |
| Admin fee / account holder | $5,508 | $7,942-30.7% | $13,006-57.7% | $6,935-20.6% |