Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,119 | $55,470-94.4% | $155,556-98.0% | $74,478-95.8% |
| Participation rate | 53.4% | 61.9%-8.5pp | 78.2%-24.8pp | 67.2%-13.8pp |
| Annual return | 16.32% | 269.80%-253.5pp | 64.84%-48.5pp | 1370.56%-1354.2pp |
| Employer contribution / active EE | $319 | $2,267-85.9% | $4,675-93.2% | $2,626-87.9% |
| Participant deferral / active EE | $1,089 | $2,838-61.6% | $5,631-80.7% | $4,350-75.0% |
| Admin fee / account holder | $329 | $1,744-81.1% | $15,885-97.9% | $1,946-83.1% |