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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,515 | $59,402+69.2% | $93,654+7.3% | $74,546+34.8% |
| Participation rate | 68.8% | 59.7%+9.1pp | 68.7%+0.1pp | 67.2%+1.6pp |
| Annual return | 12.91% | 81.86%-68.9pp | 133.34%-120.4pp | 1366.03%-1353.1pp |
| Employer contribution / active EE | $1,041 | $1,265-17.7% | $2,421-57.0% | $2,624-60.3% |
| Participant deferral / active EE | $4,110 | $3,049+34.8% | $4,413-6.9% | $4,347-5.5% |
| Admin fee / account holder | $2,673 | $3,023-11.6% | $8,282-67.7% | $1,944+37.5% |