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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,515 | $59,467+69.0% | $93,727+7.2% | $74,478+35.0% |
| Participation rate | 68.8% | 59.6%+9.2pp | 68.7%+0.1pp | 67.2%+1.6pp |
| Annual return | 12.91% | 82.14%-69.2pp | 133.83%-120.9pp | 1370.56%-1357.6pp |
| Employer contribution / active EE | $1,041 | $1,267-17.8% | $2,421-57.0% | $2,626-60.4% |
| Participant deferral / active EE | $4,110 | $3,052+34.7% | $4,417-7.0% | $4,350-5.5% |
| Admin fee / account holder | $2,673 | $3,028-11.7% | $8,292-67.8% | $1,946+37.4% |