Retirement plan

NORTHWESTERN DESIGN 401(K) PLAN

Name: NORTHWESTERN DESIGN 401(K) PLAN - NORTHWESTERN DESIGN 401(K) PLAN (2025) Form 5500
Creator: NORTHWESTERN DESIGN 401(K) PLAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NORTHWESTERN DESIGN 401(K) PLAN, NORTHWESTERN DESIGN 401(K) PLAN

NORTHWESTERN DESIGN 401(K) PLANEIN 68-0088447Plan #001PY 2025

605 SE J STREET - GRANTS PASS, OR 97526541-660-9635nwdoregon.comLinkedIn11-50 employeesbuilding materials

Prospect flagsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$824K

+47.2% from 2024

Total participants

+10.8% from 2024

Average account balance

$24,243

+34.2% from 2024

Annual return

15.75%

+3.42 pp from 2024

Benchmarks

See 2,959 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort2,959 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$824K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$24K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

89.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$239K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.75%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2048

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$70K

$1833 / participant

Other / not subdivided$70K100.0%

% of EOY assets

8.449%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,243

$105,284-77.0%

$150,734-83.9%

$94,015-74.2%

Participation rate

81.6%

71.7%+9.8pp

78.4%+3.1pp

70.8%+10.8pp

Annual return

15.75%

15.67%+0.1pp

600.81%-585.1pp

17.84%-2.1pp

Employer contribution / active EE

$2,119

$3,599-41.1%

$4,918-56.9%

$2,790-24.1%

Participant deferral / active EE

$4,174

$4,274-2.3%

$5,610-25.6%

$4,249-1.8%

Admin fee / account holder

$2,048

$9,839-79.2%

$14,905-86.3%

$8,951-77.1%

NORTHWESTERN DESIGN 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NORTHWESTERN DESIGN 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion