Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,340 | $76,407-66.8% | $150,298-83.1% | $82,448-69.3% |
| Participation rate | 44.2% | 66.4%-22.2pp | 77.8%-33.6pp | 68.1%-23.9pp |
| Annual return | 9.02% | 39.99%-31.0pp | 62.79%-53.8pp | 41.64%-32.6pp |
| Employer contribution / active EE | $1,015 | $2,614-61.2% | $4,154-75.6% | $2,551-60.2% |
| Participant deferral / active EE | $686 | $3,214-78.7% | $5,453-87.4% | $4,139-83.4% |
| Admin fee / account holder | $9,380 | $6,352+47.7% | $14,116-33.6% | $7,234+29.7% |