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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,771 | $208,088-86.7% | $186,193-85.1% | $154,746-82.1% |
| Participation rate | 31.3% | 80.0%-48.7pp | 77.1%-45.9pp | 80.7%-49.5pp |
| Annual return | 25.10% | 89.97%-64.9pp | 78.03%-52.9pp | 172.34%-147.2pp |
| Employer contribution / active EE | $757 | $4,340-82.5% | $3,918-80.7% | $4,379-82.7% |
| Participant deferral / active EE | $2,185 | $7,078-69.1% | $6,513-66.5% | $6,730-67.5% |
| Admin fee / account holder | $556 | $11,698-95.2% | $11,058-95.0% | $14,365-96.1% |