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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,351 | $180,749-96.5% | $160,784-96.0% | $137,256-95.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 15.91% | 2234.46%-2218.5pp | 1803.92%-1788.0pp | 220.34%-204.4pp |
| Employer contribution / active EE | $114 | $4,155-97.3% | $3,733-97.0% | $4,156-97.3% |
| Participant deferral / active EE | $1,492 | $6,844-78.2% | $6,293-76.3% | $6,407-76.7% |
| Admin fee / account holder | $732 | $10,397-93.0% | $9,717-92.5% | $12,270-94.0% |