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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,176 | $183,539-65.6% | $155,556-59.4% | $145,897-56.7% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 10.59% | 61.31%-50.7pp | 64.84%-54.2pp | 552.29%-541.7pp |
| Employer contribution / active EE | $1,338 | $5,315-74.8% | $4,675-71.4% | $4,663-71.3% |
| Participant deferral / active EE | $4,011 | $6,467-38.0% | $5,631-28.8% | $6,689-40.0% |
| Admin fee / account holder | $510 | $19,275-97.4% | $15,885-96.8% | $13,390-96.2% |