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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,176 | $183,592-65.6% | $155,567-59.4% | $145,959-56.7% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 10.59% | 61.24%-50.6pp | 64.74%-54.1pp | 561.95%-551.4pp |
| Employer contribution / active EE | $1,338 | $5,315-74.8% | $4,674-71.4% | $4,661-71.3% |
| Participant deferral / active EE | $4,011 | $6,464-37.9% | $5,628-28.7% | $6,689-40.0% |
| Admin fee / account holder | $510 | $19,318-97.4% | $15,916-96.8% | $13,398-96.2% |