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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,991 | $213,785-58.4% | $185,441-52.0% | $155,188-42.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 15.51% | 19.97%-4.5pp | 20.16%-4.7pp | 148.84%-133.3pp |
| Employer contribution / active EE | $221 | $5,393-95.9% | $4,672-95.3% | $4,248-94.8% |
| Participant deferral / active EE | $7,353 | $6,864+7.1% | $6,152+19.5% | $6,531+12.6% |
| Admin fee / account holder | $2,818 | $21,134-86.7% | $17,890-84.2% | $14,480-80.5% |