Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,825 | $88,672-81.0% | $105,223-84.0% | $82,448-79.6% |
| Participation rate | 59.1% | 67.9%-8.8pp | 75.0%-16.0pp | 68.1%-9.0pp |
| Annual return | 11.76% | 30.86%-19.1pp | 180.65%-168.9pp | 41.64%-29.9pp |
| Employer contribution / active EE | $1,313 | $3,048-56.9% | $3,689-64.4% | $2,551-48.5% |
| Participant deferral / active EE | $1,862 | $4,036-53.9% | $5,072-63.3% | $4,139-55.0% |
| Admin fee / account holder | $1,748 | $7,146-75.5% | $8,859-80.3% | $7,234-75.8% |