Retirement plan

RODRIGUEZ HIDALGO RETIREMENT PLAN

Name: COOPERATIVA DE AHORRO Y CREDITO S CRISTOBAL RODRIGUEZ HIDALGO - RODRIGUEZ HIDALGO RETIREMENT PLAN (2024) Form 5500
Creator: COOPERATIVA DE AHORRO Y CREDITO S CRISTOBAL RODRIGUEZ HIDALGO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RODRIGUEZ HIDALGO RETIREMENT PLAN, COOPERATIVA DE AHORRO Y CREDITO S CRISTOBAL RODRIGUEZ HIDALGO

COOPERATIVA DE AHORRO Y CREDITO S CRISTOBAL RODRIGUEZ HIDALGOEIN 66-0266868Plan #001PY 2024

PO BOX 438 - COAMO, PR 00769787-825-1350

Prospect flagsLow participant contribution

How to read this page

Total assets (EOY)

$2.7M

+22.7% from 2023

Total participants

+1.6% from 2023

Average account balance

$49,898

+9.1% from 2023

Annual return

13.33%

-15.61 pp from 2023

Benchmarks

See 7,155 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants25-99

Cohort7,155 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$50K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$211K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$287

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3C

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3C
Plan not intended to be qualified
A plan not intended to be qualified under Code sections 401 403 or 408.

Opportunity flags

1 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$15K

$267 / participant

Other / not subdivided$15K100.0%

% of EOY assets

0.574%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,898

$138,386-63.9%

$184,260-72.9%

$80,935-38.3%

Participation rate

84.5%

83.9%+0.6pp

86.8%-2.3pp

67.7%+16.8pp

Annual return

13.33%

20.02%-6.7pp

28.84%-15.5pp

35.66%-22.3pp

Employer contribution / active EE

$1,736

$4,851-64.2%

$6,427-73.0%

$2,757-37.0%

Participant deferral / active EE

$1,900

$7,076-73.1%

$9,133-79.2%

$4,299-55.8%

Admin fee / account holder

$287

$10,489-97.3%

$13,898-97.9%

$6,924-95.9%

RODRIGUEZ HIDALGO RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RODRIGUEZ HIDALGO RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion