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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,061 | $138,393+14.9% | $184,256-13.7% | $80,959+96.5% |
| Participation rate | 92.2% | 83.9%+8.3pp | 86.8%+5.4pp | 67.7%+24.5pp |
| Annual return | 25.56% | 20.01%+5.6pp | 28.85%-3.3pp | 35.67%-10.1pp |
| Employer contribution / active EE | $8,838 | $4,847+82.3% | $6,427+37.5% | $2,757+220.6% |
| Participant deferral / active EE | $18,165 | $7,076+156.7% | $9,133+98.9% | $4,300+322.4% |
| Admin fee / account holder | $3,738 | $10,489-64.4% | $13,899-73.1% | $6,925-46.0% |