Filed June 6, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,692 | $55,470-42.9% | $155,556-79.6% | $74,478-57.4% |
| Participation rate | 45.4% | 61.9%-16.5pp | 78.2%-32.8pp | 67.2%-21.8pp |
| Annual return | 13.71% | 269.80%-256.1pp | 64.84%-51.1pp | 1370.56%-1356.8pp |
| Employer contribution / active EE | $1,600 | $2,267-29.4% | $4,675-65.8% | $2,626-39.1% |
| Participant deferral / active EE | $3,524 | $2,838+24.2% | $5,631-37.4% | $4,350-19.0% |
| Admin fee / account holder | $4,831 | $1,744+177.0% | $15,885-69.6% | $1,946+148.3% |