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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,563 | $123,155-53.3% | $108,753-47.1% | $155,188-62.9% |
| Participation rate | 65.0% | 75.6%-10.6pp | 71.1%-6.1pp | 80.8%-15.8pp |
| Annual return | 20.06% | 44.73%-24.7pp | 37.47%-17.4pp | 148.84%-128.8pp |
| Employer contribution / active EE | $1,894 | $2,811-32.6% | $2,427-21.9% | $4,248-55.4% |
| Participant deferral / active EE | $4,618 | $4,623-0.1% | $4,115+12.2% | $6,531-29.3% |
| Admin fee / account holder | $4,542 | $12,126-62.5% | $10,320-56.0% | $14,480-68.6% |