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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,563 | $112,729-48.9% | $98,716-41.7% | $137,256-58.1% |
| Participation rate | 65.0% | 74.2%-9.2pp | 69.3%-4.3pp | 80.0%-15.0pp |
| Annual return | 20.06% | 38.48%-18.4pp | 31.81%-11.8pp | 220.34%-200.3pp |
| Employer contribution / active EE | $1,894 | $2,725-30.5% | $2,279-16.9% | $4,156-54.4% |
| Participant deferral / active EE | $4,618 | $4,640-0.5% | $4,048+14.1% | $6,407-27.9% |
| Admin fee / account holder | $4,542 | $10,129-55.2% | $8,703-47.8% | $12,270-63.0% |