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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,563 | $115,225-50.0% | $100,712-42.8% | $138,895-58.6% |
| Participation rate | 65.0% | 74.3%-9.3pp | 69.3%-4.3pp | 79.9%-14.9pp |
| Annual return | 20.06% | 40.35%-20.3pp | 33.27%-13.2pp | 145.39%-125.3pp |
| Employer contribution / active EE | $1,894 | $2,771-31.6% | $2,313-18.1% | $4,194-54.8% |
| Participant deferral / active EE | $4,618 | $4,699-1.7% | $4,085+13.0% | $6,396-27.8% |
| Admin fee / account holder | $4,542 | $10,844-58.1% | $9,256-50.9% | $12,562-63.8% |