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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,928 | $209,336-43.2% | $197,124-39.7% | $137,256-13.4% |
| Participation rate | 77.8% | 87.3%-9.5pp | 86.7%-8.9pp | 80.0%-2.2pp |
| Annual return | 15.04% | 48.09%-33.1pp | 44.34%-29.3pp | 220.34%-205.3pp |
| Employer contribution / active EE | $1,093 | $6,591-83.4% | $6,227-82.4% | $4,156-73.7% |
| Participant deferral / active EE | $3,521 | $9,614-63.4% | $9,135-61.5% | $6,407-45.0% |
| Admin fee / account holder | $11,089 | $17,308-35.9% | $16,298-32.0% | $12,270-9.6% |