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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,933 | $160,028+97.4% | $147,080+114.8% | $145,884+116.6% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 11.24% | 98.60%-87.4pp | 420.17%-408.9pp | 551.85%-540.6pp |
| Employer contribution / active EE | $2,551 | $5,286-51.7% | $4,933-48.3% | $4,662-45.3% |
| Participant deferral / active EE | $7,806 | $8,422-7.3% | $8,066-3.2% | $6,690+16.7% |
| Admin fee / account holder | $53,828 | $15,030+258.1% | $12,989+314.4% | $13,392+301.9% |