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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,049 | $154,228-59.8% | $145,433-57.3% | $137,256-54.8% |
| Participation rate | 62.5% | 83.8%-21.3pp | 82.1%-19.6pp | 80.0%-17.5pp |
| Annual return | 13.10% | 74.59%-61.5pp | 66.58%-53.5pp | 220.34%-207.2pp |
| Employer contribution / active EE | $2,782 | $4,804-42.1% | $4,554-38.9% | $4,156-33.1% |
| Participant deferral / active EE | $3,476 | $8,216-57.7% | $7,897-56.0% | $6,407-45.7% |
| Admin fee / account holder | $317 | $14,344-97.8% | $13,129-97.6% | $12,270-97.4% |