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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,049 | $162,136-61.7% | $152,301-59.3% | $154,746-59.9% |
| Participation rate | 62.5% | 84.1%-21.6pp | 82.4%-19.9pp | 80.7%-18.2pp |
| Annual return | 13.10% | 91.02%-77.9pp | 80.50%-67.4pp | 172.34%-159.2pp |
| Employer contribution / active EE | $2,782 | $4,890-43.1% | $4,624-39.8% | $4,379-36.5% |
| Participant deferral / active EE | $3,476 | $8,341-58.3% | $8,004-56.6% | $6,730-48.3% |
| Admin fee / account holder | $317 | $15,759-98.0% | $14,398-97.8% | $14,365-97.8% |