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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,388 | $102,385-7.8% | $147,080-35.8% | $80,935+16.6% |
| Participation rate | 95.9% | 75.9%+20.0pp | 82.2%+13.7pp | 67.7%+28.3pp |
| Annual return | 8.04% | 135.09%-127.0pp | 420.17%-412.1pp | 35.66%-27.6pp |
| Employer contribution / active EE | $1,735 | $3,717-53.3% | $4,933-64.8% | $2,757-37.1% |
| Participant deferral / active EE | $4,266 | $6,651-35.9% | $8,066-47.1% | $4,299-0.8% |
| Admin fee / account holder | $2,041 | $7,951-74.3% | $12,989-84.3% | $6,924-70.5% |