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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,388 | $102,429-7.9% | $147,096-35.8% | $80,925+16.6% |
| Participation rate | 95.9% | 75.9%+20.1pp | 82.2%+13.7pp | 67.7%+28.3pp |
| Annual return | 8.04% | 135.02%-127.0pp | 419.75%-411.7pp | 35.65%-27.6pp |
| Employer contribution / active EE | $1,735 | $3,716-53.3% | $4,936-64.9% | $2,756-37.1% |
| Participant deferral / active EE | $4,266 | $6,649-35.8% | $8,071-47.1% | $4,299-0.8% |
| Admin fee / account holder | $2,041 | $7,957-74.3% | $13,005-84.3% | $6,940-70.6% |