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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,863 | $160,028-55.1% | $147,080-51.1% | $145,884-50.7% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 11.80% | 98.60%-86.8pp | 420.17%-408.4pp | 551.85%-540.0pp |
| Employer contribution / active EE | $1,173 | $5,286-77.8% | $4,933-76.2% | $4,662-74.8% |
| Participant deferral / active EE | $5,097 | $8,422-39.5% | $8,066-36.8% | $6,690-23.8% |
| Admin fee / account holder | $9,911 | $15,030-34.1% | $12,989-23.7% | $13,392-26.0% |