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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,390 | $160,040+19.6% | $147,096+30.1% | $145,877+31.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.10% | 98.49%-84.4pp | 419.75%-405.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $4,987 | $5,289-5.7% | $4,936+1.0% | $4,663+6.9% |
| Participant deferral / active EE | $4,025 | $8,429-52.2% | $8,071-50.1% | $6,691-39.8% |
| Admin fee / account holder | $917 | $15,050-93.9% | $13,005-93.0% | $13,402-93.2% |