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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $525,042 | $211,288+148.5% | $178,540+194.1% | $145,884+259.9% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.02% | 30.27%-18.2pp | 27.15%-15.1pp | 551.85%-539.8pp |
| Employer contribution / active EE | $3,601 | $4,574-21.3% | $3,953-8.9% | $4,662-22.8% |
| Participant deferral / active EE | $9,758 | $6,967+40.1% | $6,281+55.4% | $6,690+45.9% |
| Admin fee / account holder | $4,035 | $12,105-66.7% | $10,424-61.3% | $13,392-69.9% |