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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $525,042 | $211,105+148.7% | $178,449+194.2% | $145,978+259.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.02% | 30.19%-18.2pp | 27.09%-15.1pp | 550.52%-538.5pp |
| Employer contribution / active EE | $3,601 | $4,569-21.2% | $3,951-8.9% | $4,662-22.8% |
| Participant deferral / active EE | $9,758 | $6,959+40.2% | $6,277+55.5% | $6,690+45.9% |
| Admin fee / account holder | $4,035 | $12,017-66.4% | $10,362-61.1% | $13,400-69.9% |