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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,024 | $201,370-57.8% | $184,256-53.9% | $145,897-41.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.15% | 29.05%-19.9pp | 28.85%-19.7pp | 552.29%-543.1pp |
| Employer contribution / active EE | $2,438 | $7,024-65.3% | $6,427-62.1% | $4,663-47.7% |
| Participant deferral / active EE | $7,081 | $9,808-27.8% | $9,133-22.5% | $6,689+5.9% |
| Admin fee / account holder | $27,369 | $16,364+67.3% | $13,899+96.9% | $13,390+104.4% |