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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,860 | $172,111-76.8% | $150,298-73.5% | $137,256-71.0% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 15.91% | 69.37%-53.5pp | 62.79%-46.9pp | 220.34%-204.4pp |
| Employer contribution / active EE | $1,660 | $4,636-64.2% | $4,154-60.0% | $4,156-60.1% |
| Participant deferral / active EE | $4,690 | $6,166-23.9% | $5,453-14.0% | $6,407-26.8% |
| Admin fee / account holder | $4,238 | $16,471-74.3% | $14,116-70.0% | $12,270-65.5% |