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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,331 | $51,642+65.2% | $129,384-34.0% | $80,935+5.4% |
| Participation rate | 100.0% | 56.9%+43.1pp | 69.6%+30.4pp | 67.7%+32.3pp |
| Annual return | 12.75% | 20.78%-8.0pp | 9461.77%-9449.0pp | 35.66%-22.9pp |
| Employer contribution / active EE | $5,420 | $1,583+242.4% | $4,153+30.5% | $2,757+96.6% |
| Participant deferral / active EE | $4,035 | $2,670+51.1% | $4,166-3.1% | $4,299-6.2% |
| Admin fee / account holder | $2,327 | $4,312-46.0% | $7,686-69.7% | $6,924-66.4% |