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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,647 | $110,337-45.9% | $102,383-41.7% | $145,877-59.1% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 11.60% | 24.83%-13.2pp | 24.94%-13.3pp | 551.28%-539.7pp |
| Employer contribution / active EE | $1,927 | $4,216-54.3% | $3,870-50.2% | $4,663-58.7% |
| Participant deferral / active EE | $2,465 | $5,621-56.1% | $5,060-51.3% | $6,691-63.2% |
| Admin fee / account holder | $38 | $9,750-99.6% | $8,391-99.6% | $13,402-99.7% |