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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,789 | $111,535-44.6% | $105,223-41.3% | $137,256-55.0% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 80.0%-30.0pp |
| Annual return | 16.18% | 237.85%-221.7pp | 180.65%-164.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $1,198 | $3,939-69.6% | $3,689-67.5% | $4,156-71.2% |
| Participant deferral / active EE | $1,978 | $5,500-64.0% | $5,072-61.0% | $6,407-69.1% |
| Admin fee / account holder | $124 | $9,721-98.7% | $8,859-98.6% | $12,270-99.0% |