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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,882 | $81,504-22.8% | $102,437-38.6% | $80,959-22.3% |
| Participation rate | 56.3% | 66.9%-10.6pp | 74.5%-18.3pp | 67.7%-11.4pp |
| Annual return | 13.93% | 25.60%-11.7pp | 24.95%-11.0pp | 35.67%-21.7pp |
| Employer contribution / active EE | $1,170 | $3,104-62.3% | $3,871-69.8% | $2,757-57.6% |
| Participant deferral / active EE | $5,615 | $3,871+45.1% | $5,060+11.0% | $4,300+30.6% |
| Admin fee / account holder | $293 | $6,719-95.6% | $8,388-96.5% | $6,925-95.8% |