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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,787 | $111,878-19.7% | $93,727-4.2% | $145,897-38.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.15% | 204.28%-190.1pp | 133.83%-119.7pp | 552.29%-538.1pp |
| Employer contribution / active EE | $1,381 | $3,092-55.3% | $2,421-43.0% | $4,663-70.4% |
| Participant deferral / active EE | $3,562 | $4,920-27.6% | $4,417-19.4% | $6,689-46.8% |
| Admin fee / account holder | $378 | $10,256-96.3% | $8,292-95.4% | $13,390-97.2% |