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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,464 | $129,737-48.8% | $119,126-44.2% | $154,746-57.0% |
| Participation rate | 91.7% | 78.9%+12.8pp | 75.8%+15.9pp | 80.7%+11.0pp |
| Annual return | 9.29% | 379.08%-369.8pp | 282.11%-272.8pp | 172.34%-163.1pp |
| Employer contribution / active EE | $15,326 | $4,375+250.3% | $4,034+280.0% | $4,379+250.0% |
| Participant deferral / active EE | $1,015 | $5,842-82.6% | $5,318-80.9% | $6,730-84.9% |
| Admin fee / account holder | $8,242 | $11,961-31.1% | $10,693-22.9% | $14,365-42.6% |