Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,558 | $71,230+7.5% | $93,727-18.3% | $80,959-5.4% |
| Participation rate | 41.0% | 60.4%-19.4pp | 68.7%-27.7pp | 67.7%-26.6pp |
| Annual return | 14.02% | 11.26%+2.8pp | 133.83%-119.8pp | 35.67%-21.6pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,421-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,703 | $4,037+16.5% | $4,417+6.5% | $4,300+9.4% |
| Admin fee / account holder | $4,562 | $6,961-34.5% | $8,292-45.0% | $6,925-34.1% |