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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,299 | $183,592-43.2% | $155,574-33.0% | $145,877-28.5% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 10.20% | 61.37%-51.2pp | 64.87%-54.7pp | 551.28%-541.1pp |
| Employer contribution / active EE | $1,612 | $5,317-69.7% | $4,676-65.5% | $4,663-65.4% |
| Participant deferral / active EE | $3,856 | $6,466-40.4% | $5,629-31.5% | $6,691-42.4% |
| Admin fee / account holder | $834 | $19,316-95.7% | $15,914-94.8% | $13,402-93.8% |