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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,682 | $88,710+227.7% | $81,783+255.4% | $145,959+99.2% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.4%+11.0pp | 80.3%+3.0pp |
| Annual return | 11.08% | 1027.26%-1016.2pp | 775.05%-764.0pp | 561.95%-550.9pp |
| Employer contribution / active EE | $1,123 | $3,083-63.6% | $2,913-61.5% | $4,661-75.9% |
| Participant deferral / active EE | $1,484 | $4,645-68.0% | $4,320-65.6% | $6,689-77.8% |
| Admin fee / account holder | $575 | $8,407-93.2% | $7,380-92.2% | $13,398-95.7% |