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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,933 | $72,426-78.0% | $67,560-76.4% | $145,897-89.1% |
| Participation rate | 22.2% | 76.9%-54.7pp | 72.9%-50.7pp | 80.3%-58.1pp |
| Annual return | 17.66% | 7226.78%-7209.1pp | 3533.50%-3515.8pp | 552.29%-534.6pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,737-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $882 | $4,785-81.6% | $4,004-78.0% | $6,689-86.8% |
| Admin fee / account holder | $356 | $5,514-93.5% | $3,994-91.1% | $13,390-97.3% |