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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,933 | $72,396-78.0% | $67,511-76.4% | $145,959-89.1% |
| Participation rate | 22.2% | 76.9%-54.6pp | 72.9%-50.7pp | 80.3%-58.1pp |
| Annual return | 17.66% | 7194.07%-7176.4pp | 3517.41%-3499.7pp | 561.95%-544.3pp |
| Employer contribution / active EE | $0 | $3,071-100.0% | $2,733-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $882 | $4,781-81.6% | $4,000-78.0% | $6,689-86.8% |
| Admin fee / account holder | $356 | $5,538-93.6% | $3,999-91.1% | $13,398-97.3% |