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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,139 | $56,197-55.3% | $67,652-62.8% | $59,633-57.8% |
| Participation rate | 89.0% | 71.5%+17.5pp | 75.7%+13.3pp | 68.7%+20.3pp |
| Annual return | -1.74% | 18508.10%-18509.8pp | 6625.40%-6627.1pp | 2041.45%-2043.2pp |
| Employer contribution / active EE | $238 | $1,615-85.2% | $2,266-89.5% | $2,203-89.2% |
| Participant deferral / active EE | $2,419 | $2,844-14.9% | $3,560-32.1% | $3,192-24.2% |
| Admin fee / account holder | $2,142 | $3,958-45.9% | $4,821-55.6% | $4,297-50.1% |